Alerts

It gets there first.

Three things your money does without asking you: charge subscriptions, charge installments and creep up on your limit. Sonanta warns you before all three. A warning that arrives late isn't a warning — it's bad news.

Subscriptions

Subscriptions are the expenses you agreed to once and that have shown up punctually every month ever since, to remind you that you once said: “sure, $99 is nothing”.

Because $99 is nothing. Neither is $199. And $129… well, that's nothing either.

Until you add them up.

Sonanta adds them up. And warns you before every charge.

  1. 1

    You say it once

    “Monthly Netflix subscription for 249 pesos”. Weekly, biweekly, monthly or yearly, for whatever gets charged in one go.

  2. 2

    It warns you before the charge

    You pick how many days ahead. The alert says which one and how much, not “you have a pending payment”.

  3. 3

    It logs itself

    Every charge lands in your history on the day it happens. You never dictate it again.

  4. 4

    And if the price goes up, you know

    Price changes show in the list and in your report. That extra peso nobody announced.

Yes: an app without a subscription helping you with yours. We noticed too.

Installment plans

“It's only a thousand a month.” And you said yes.

And you were right: a thousand a month is nothing. The trouble starts in month seven, when you no longer remember how many are left, or how much is still owed, or whether this month's charge is the TV or the fridge. In Mexico almost everything big is bought in interest-free monthly payments — you say it once and Sonanta keeps count to the end.

1

You say it how you bought it

“Bought a TV for 12 thousand in 12 interest-free payments”. Or “12 payments of a thousand”, which is how you actually remember it. Sonanta works out the term, the monthly amount and the month it ends.

2

Your month doesn't get skewed

The purchase doesn't land all at once. Each payment logs itself on its day, for its real amount, and your summary says what you actually paid that month.

3

And it warns you before each one

Including the last, which is announced differently: it's the only one of the twelve that brings good news.

Three numbers your bank has and never shows you.

Adding up every plan you're carrying, not one purchase.

Interest-free months don't hurt because of the amount. They hurt because nobody remembers when they end.

Budgets

It warns you at 80%, not once you're past it.

Set one limit for everything or one per category, by week, fortnight or month. Every expense counts itself, and when you're getting close Sonanta says so. It never blocks anything.

  1. 1

    You set a limit

    $4,000 of food a month, or a single one for everything. Whatever size you decide.

  2. 2

    It counts itself down

    Every expense you log, however it came in, already counts. How you're doing shows on the capture screen, and tapping its disc opens it up big: how much you can spend per day to stay under, where you'd close at this pace, where it went and how previous months went.

  3. 3

    It warns you in time

    At 80%, while there's still room to decide, and again if you go over. No scolding.

You can also ask: “How much is left in my food budget?” and it answers on the spot.

How it warns you

Alerts that don't shout.

No red alarms, no guilt trips. An alert says what's happening, how much and when. And you choose which ones you want.

Sonanta 8:30Netflix will be charged tomorrow.Monthly subscription · $219.00
Sonanta 9:00Last payment for the Samsung TV: $1,000.00.After this one, no more.
Sonanta 19:12You're getting close to the limitYou're at 80% of your Food budget.
Sonanta 8:00Your experience is overHere's how “Trip to Tijuana” went. Tap for the recap.
Sonanta 14:05$412.50 at Chedraui. Want it logged?It came from Apple Pay and is waiting in the tray.
Sonanta Oct 1Your report is readyYour month just closed. Tap to see it.

All of them are scheduled inside your iPhone. None passes through a server, because there isn't one.

Try it with your own expenses.

Fourteen days with everything open. If you stay, $149 once. If you don't, there is nothing to cancel.

Try it free for 14 days How paying works

For iPhone with iOS 17 or later.