Sonanta Blog https://sonanta.com.mx/blog/index-en.html Notes on money, habits and technology that stays out of the way. en Wed, 26 Aug 2026 00:29:18 -0600 Why your budget breaks late in the pay period https://sonanta.com.mx/blog/presupuesto-segunda-quincena-en.html https://sonanta.com.mx/blog/presupuesto-segunda-quincena-en.html Wed, 26 Aug 2026 09:00:00 -0600 Not a discipline problem: spending falls 18% between one payday and the next, then jumps straight back when the money lands. presupuesto quincenal en qué se me va el dinero control de gastos quincena gasto después del día de pago The app you open daily is not the one that changes you https://sonanta.com.mx/blog/la-app-que-abres-todos-los-dias-en.html https://sonanta.com.mx/blog/la-app-que-abres-todos-los-dias-en.html Wed, 26 Aug 2026 09:00:00 -0600 The single biggest lever on how much people save asked them to open nothing. Participation went from 37% to 86% with no one lifting a finger. apps de finanzas personales hábito financiero educación financiera control de gastos abandono de apps Why Sunday night is a bad time to review your spending https://sonanta.com.mx/blog/cuando-revisar-tus-gastos-en.html https://sonanta.com.mx/blog/cuando-revisar-tus-gastos-en.html Wed, 26 Aug 2026 09:00:00 -0600 In an experiment with 3,272 employees, writing down the date changed nothing. Writing down the date and the time did. revisar gastos plan de gastos hábito financiero intenciones de implementación control de gastos Why you stop tracking expenses after a few days https://sonanta.com.mx/blog/por-que-dejas-de-registrar-gastos-en.html https://sonanta.com.mx/blog/por-que-dejas-de-registrar-gastos-en.html Thu, 13 Aug 2026 09:00:00 -0600 A paper diary with a hidden sensor inside showed that only 11% of people filled it in as instructed. 90% said they had. registrar gastos control de gastos hábito de registrar gastos fatiga de diario apps de finanzas personales How to manage your money on 30,000 pesos a month https://sonanta.com.mx/blog/organizar-finanzas-30000-al-mes-en.html https://sonanta.com.mx/blog/organizar-finanzas-30000-al-mes-en.html Thu, 13 Aug 2026 09:00:00 -0600 Nothing you spend hurts enough to warn you. That is the hard part. organizar finanzas personales tasa de ahorro en qué se me va el dinero control de gastos How to manage your money on 20,000 pesos a month https://sonanta.com.mx/blog/organizar-finanzas-20000-al-mes-en.html https://sonanta.com.mx/blog/organizar-finanzas-20000-al-mes-en.html Thu, 13 Aug 2026 09:00:00 -0600 There is margin at this income. The margin is also the part of the month you will not remember. organizar finanzas personales en qué se me va el dinero gastos hormiga control de gastos How to manage your money on 10,000 pesos a month https://sonanta.com.mx/blog/organizar-finanzas-10000-al-mes-en.html https://sonanta.com.mx/blog/organizar-finanzas-10000-al-mes-en.html Thu, 13 Aug 2026 09:00:00 -0600 In 2026 that is almost exactly Mexico's minimum wage. At that income, 50/30/20 asks for room that isn't there. organizar finanzas personales regla 50/30/20 salario mínimo 2026 en qué se me va el dinero